New scheme helps give Sunderland residents 'breathing space' with debts
More people are falling into debt as the cost of living continues to bite
Government figures have revealed that 508 people in debt in Sunderland entered into the Breathing Space scheme in 2025, as the high cost of living continued to impact households locally.
Breathing Space gives people struggling with debt legal protections, including a pause on creditor action and no interest or charges for up to 60 days.
A number of city residents have been entered into the scheme by the charity National Debtline.
Jack Sporcic, a debt adviser from National Debtline, said: “Behind every Breathing Space application is someone trying to find a way to cope. At National Debtline, we’re hearing from people who’ve never struggled with their finances before, but rising costs have pushed them into difficulty.
“Breathing Space gives people time and protection and our advisers can help people understand if it’s right for them. Everyone’s situation is different and even if you aren’t eligible for this specific scheme, our advisers will help you find the best option.”