Sunderland among the most affordable UK cities to buy a home by yourself
Zoopla has put Sunderland among the most affordable UK cities to buy a home solo.
Sunderland is among the most affordable UK cities to buy a home solo, according to research from Zoopla.
The property company has “pinpointed the regional hotspots where a single salary actually goes the distance”.
According to Zoopla, buying a home on a single income is more achievable in 2026 due to relaxed affordability rules and average mortgage rates cooling to around 4%.
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Zoopla states that single buyers now make up 39% of all first-time purchases.
By being included in the list, it means that Sunderland is the cheapest city in the North East to buy a home on your own.
Zoopla states that the average value of a one and two-bedroom home in Sunderland sits at £106,700 - with the average income of a single earner sitting at £28,600.
A 20% deposit on that valuation would sit at around £21,300 and solo buyers could expect monthly mortgage repayments of £408, according to Zoopla.
The property website has put the house value to earnings ratio for the city at 3.7.
Some of the other cheapest UK cities to become a solo homeowner include Liverpool, Stoke-on-Trent, Aberdeen, and Swansea.
You can view the full data at: https://www.zoopla.co.uk/discover/property-news/the-most-affordable-uk-cities-to-buy-a-home-solo/.
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