There's no knowing what is going to happen – all the banks having problems. Like me, I'm sure you've been getting all the good jokes by text and e mails on the subject.

>>Play the Headline Game

Like – I went to the hole in the wall the other day – the screen said "insufficient funds" I didn't know whether it was mine or theirs! I know which way round it used to be but I'm not so sure now.

Being a shareholder in major banks now, how do you feel? I loved what one tabloid journalist did. Taking a fold–up office desk with him, he set it up in the corner of a High Street Bank and got his computer out and began doing some work.

He explained to the security officer there that as a shareholder he had the right to be there at his ank. He lasted 55 minutes before the branch manager saw him off the premises on 'security' grounds. So he set up again at another bank. I loved that.

I overpaid a credit card by £2 3 months ago. What interest shall I charge them as it would appear that even after the interest rate cut they are charging what they like? So, surely, so can I? With all these CEO's having left it appears that the government is running them now and therefore it is them that are allowing these rates to be implemented. If I remember correctly most of the banks were announcing billions of pounds in profits not long ago. If we are now, as taxpayers, co-owners of them, I can't wait to get my millions. When I get them I'll buy you something.

Well, if you have been a regular listener to the show you will know that many years ago I could have had a tattoo done for free. I chickened out. But when a friend was over from Dubai on holiday recently she asked where I thought was the best place to get a tattoo and suggested that I should come along and get one.

I went on the radio and said I would put myself through the pain if I could get £1,000 pounds raised for Magic's charity Cash for Kids. Well, after an initial flurry from the people who obviously hate me, the money came through last week, which meant I had to go through the pain and get Tigger tattooed on my bum. I had been told by my friend in Dubai that it was just like a scratch to endure. Hmmm I will tell you it is more like when you were at school and the sun was shining through the window and you got hold of a magnifying glass and burnt the persons arm next to where you were sitting. Or the neck of the bloke in front of you. Anyway, you can start fires with magnifying glasses, and I will liken the pain that the magnifying glass puts you through as to what it is like getting a tattoo but it lasted 20 minutes. And it doesn't end there. What a stupid place to get it done! If I had it on my arm at least I'd be able to sit down!

Well we'll be talking headlines again on the radio and if you read or heard about the Sunderland Echo story last week you'll know that it was all about the local students who went to Africa to set up some Bee hives and plant some tree seeds. Joel from the Newsroom at Magic came up with a corker which has to be the best we have done. The management here at The Echo no doubt will be reluctant to admit that his two words were the best ever – HIVE AID – Oh I'm still cheering now. Talk soon.